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HUMANA One
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Florida Health Care, Florida Health Insurnace and Nationwide Health and healthcare related Insurance related News:
MANY AMERICANS GO UNINSURED
There currently is no requirement that Americans have health insurance, and may be this is why many do not. According to the U.S. government, about 46 million people are without any public or private health coverage in 2007, the last year for which figures were available.
President Obama has healthcare system overhaul as one of his leading priorities for the year 2010.
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Trying again to find a way to fight federal health-care reform, a House panel today approved a new bill declaring Florida's "public policy'' is that government should not force people to buy health insurance.
The bill comes a week after the panel's chairman --- raising constitutional questions --- scuttled another House proposal that sought to exempt Floridians from a key part of the federal reform law.
Under the new measure, the attorney general would have the power to carry out the public policy by arguing in court on behalf of individual Floridians whose "constitutional rights may be subject to infringement by an act of Congress respecting health insurance coverage.''
Republican Attorney General Bill McCollum filed a lawsuit last month on behalf of the state, contending in part that the government can't force people to buy insurance and impose financial penalties if they don't comply --- known as the "individual mandate'' in the federal health law.
Bradenton Republican Bill Galvano, chairman of the House Rules & Policy Council, acknowledged that McCollum didn't need the new House bill to challenge federal health reform in court. But with the bill declaring a public policy and making clear McCollum can act on behalf of individuals, Galvano said it could "bolster'' McCollum's case.
"It's just another tool in the toolbox,'' said Joe Jacquot, McCollum's chief of staff who watched Galvano's council approve the bill this morning.
Democrats, however, questioned the need for it. "I don't think we should be in the business of passing laws that aren't necessary,'' said council member Jim Waldman, D-Coconut Creek.
Key West Democrat Ron Saunders, another member of the panel, said Wednesday that Republicans planned to use the council meeting to "demagogue.'' Along with the health-reform issue, the council also took up a proposal that would ask Florida voters in a non-binding referendum whether the federal government should have a balanced budget without raising taxes.
"Most of it (the House legislation) is just b.s.,'' Saunders said Wednesday.
The partisan battle about health reform that enveloped Washington for months has trickled down to Tallahassee and dozens of other state capitals. Republicans have looked for ways to fight the reform law legally and politically.
GOP lawmakers have repeatedly railed against the individual mandate during this year's legislative session, arguing that it infringes on "liberty.'' The federal health law, passed by Congress without any Republican support, comes as nearly 4 million Floridians lack health insurance.
As an example of the tenor of the legislative debate, the state House majority office sent an e-mail to reporters just minutes after today's council vote approving the bill.
"This Washington backed mandate will raise taxes, kill jobs, increase deficits, cut Medicare and expand Medicaid," Majority Leader Adam Hasner, R-Boca Raton, said in the e-mail. "I applaud the passage of this important measure and commend General McCollum for standing up for Floridiansý rights and opposing Washingtonýs invasive new policies and unconstitutional mandates."
The vote came a week after Galvano, a lawyer, blocked another House proposal that sought to allow Floridians to opt out of the individual mandate.
The new bill is similar to an amendment that House members tacked onto a life-insurance bill last week. But Democrats immediately launched a procedural challenge against the amendment, arguing it shouldn't be allowed because it had nothing to do with the life-insurance issues.
By creating the new bill, House leaders avoid that procedural issue. The bill says, in part, that consistent with the "consitutitional liberties of Floridians, it is hereby declared the public policy of this state that no person may be compelled by federal, state or local government to purchase health insurance or health services.''
The bill, however, includes some exceptions. For instance, it would allow the state to continue requiring motorists to buy personal-injury protection coverage as part of the no-fault auto-insurance system. (Courtesy of healthnewflorida. org)
There are about 3.8 million uninsured Florida residents and eight million state residents "lack access to a regular source of primary health care," according to a report to be presented to state lawmakers this week, the Miami Herald reports. According to the report by researchers at George Washington University, more basic health screenings and preventive care would reduce costly emergency department visits and greater access to primary care could generate $700 million in savings annually for the state.
The Florida Association of Community Health Centers plans to use the study to support its call to the state Legislature for increasing funding for state community health centers and public clinics from $15.3 million to $31 million in 2010, according to the Herald. FACHC President Andrew Behrman said, "We're not asking for a lot," adding, "And it could do a lot to help Florida." The group also supports increasing the state cigarette tax by $1 per pack. FACHC said the $31 million could come from the Lower Income Pool, which is funded by federal and local taxes for health care facilities that provide care to low-income and uninsured residents. An LIP council, led by large public hospitals, currently makes recommendations to the state Legislature about how the funds from the pool should be used (Dorschner, Miami Herald, 3/14).
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Efforts to increase enrollment in the Cover Florida program during its first two months have not been very effective, with 952 state residents signing up for the program since it began on Jan. 5, the Orlando Sentinel reports. Under the program, insurers offer several low-cost health plans. Of the residents who have signed up for the plans in the past two months, 82% are covered by catastrophic plans while 18% have ones that emphasizes preventive care, according to Gov. Charlie Crist's (R) office. Residents between ages 19 and 64 who have been uninsured for at least six months are eligible for the program.
Greg Mellowe, policy director for the Florida Community Health Action Information Network, said the low enrollment rate in the plans is not surprising given the current economic recession. He said, "Since subsidies to help low-income people pay their premiums were completely absent from the mix, even fewer of those who might have considered the limited coverage before will do so now in the midst of a recession."
In a statement, Crist asked state and local organizations to do more to promote the program (Myers Palm, Orlando Sentinel, 3/25).
The Senate has not written its version of the health care reform bill yet. That will begin Sept. 8, when senators arrive back in Washington, D.C.
The House version of health care "has not been endorsed by the Obama Administration and will not get through the Senate," he said.
The Senate version will come out of the Senate Finance Committee, on which Nelson sits, probably sometime in late September.
"A big part of (the bill) will be shoring up Medicare and Medicaid. We do not have a bill yet because the Senate does not have consensus. We tried all summer to get consensus," he said.
"I want consensus so that we can have as many people as possible with health care coverage and we cannot get the 60 votes in the Senate with any public option," Nelson said.
And he said it is easy to understand the need for reforming health care in America.
Health Insurance Seekers Beware:
TV ads touted Cinergy Health's low-cost medical insurance for as little as $5 a day -- the cost of a pack of cigarettes or a hamburger.....
The policies promoted by the Aventura company delivered far less coverage than the advertisements promised, say New York state insurance regulators, who ordered Cinergy to take the ads off the air in mid-August.
Florida may soon take action, as well. After an investigation, state insurance regulators also determined that the company that actually writes the policies, American Medical and Life Insurance, defrauded consumers with ads indicating that its limited-benefit health insurance plan offers comprehensive medical coverage. American Medical's license to sell insurance in Florida could be revoked.
President Barak Obama passionate about making affordable health care for everyone by passing health care reform bill 2009!
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