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Welcome to Assurant Health:
Affordable Assurant Florida Health Insurance plan details are available along side of every quote you are welcome to run an instant Assurant Florida Health Insurance quote by clicking here.
Assurant Health Insurance
There are numerous Florida health insurance options available in the online market todayand it is not out of teh norm that you might be wondering which company is right for you and your family. Now, no need to be worried as TopFloridaHealthInsurance in association with a number of popular and reputable Florida health insurance companies inluding but not limited to Assurant, which assures you affordable Florida health insurance plans in tune with your budget and requirements. This is evident when www.TopFloridaHealthInsurance.com promotes one of the premier medical insurance companies in the state of Florida, Assurant Health Insurance Company with the perspective to offer Florida health insurance plans throughout the U.S.A. Of course, Assurant of Florida is not the only choice in the Florida health insurance market so we urge you to please take a minute longer while you are visiting our website to learn a little more about the different Assurant A to Z Florida health insurance plans available to you and to your family.
Assurant Florida health insurance plan benefits include:
- An easy way to find a wide coverage
- Quality health insurance available at a competitive price
- Worldwide coverage, 24 hours-a-day
- Up to an $8 million lifetime benefit maximum
- Worldwide coverage, 24 hours-a-day
- Your choice of doctors and hospitals from extensive networks
- No referrals necessary to see a specialist
- First-year rate guarantee
Assurant Florida health insurance plans that we offer include but not limited to :
Florida Individual Health Insurance: Florida Health Insurance that provides Florida health coverage for those who are not covered through an employer. Offering individual Florida health insurance plans with flexible features designed to provide health insurance to an individual and his or her family.
Florida Individual Medical Insurance thats right for you if you fall into any of the categories below:
- Self-Employed
- Not covered by your employer
- Working part time
- Retiree not yet eligible for Medicare
- Not employed and unsure when you'll get coverage
Small Group Health Insurance: Affordable Florida Health insurance coverage for a small organization with two to 50 employees and their dependents is known as small group health insurance. We offer a variety of choices to help employers by designing an affordable Florida health plan that fulfills the requirements of small businesses.
Health Savings Accounts (HSAs): Health Savings Accounts (HSAs) offer tax-deductible savings account coupled with a high deductible insurance plan to wrap current and future medical expenses. In fact, unused balances roll over from year to year.
HSA Benefits & Features:
- Get greater control over your health care dollars. You withdraw your funds when you need them.
- Your funds cover expenses that apply toward your deductible.
- Your funds also cover qualified medical expenses that your health plan doesn't cover including non-prescription drugs.
- Your funds cover long-term care insurance.
- You'll get tax advantages* on contributions, interest and qualified withdrawals.
- Your HSA is easy to manage - all online.
- Your HSA acts as a retirement income supplement. At age 65, accumulated funds can be withdrawn for non-qualified expenses or medical expenses not covered by Medicare. Funds for non-qualified expenses are subject to income tax.
Assurant introduced the Health Savings Account (HSA) to save you money. What is an HSA?
- An HSA is a tax-advantaged savings account1. It's the most innovative approach to health care financing in years.
- You won't pay tax on the funds you deposit or the interest you make.
- Use the funds to pay for your qualified medical expenses, or start a nest egg for retirement.
Summing up the Trade-Offs
- Low Deductible Plan: You're paying a higher monthly premium for the convenience of a lower fixed cost for everyday needs.
- High Deductible Plan: You're paying a lower monthly premium but taking on more responsibility for initial expenses that might be incurred.
Take a look at how much money you can save with a Health Savings Account (HSA):
|
| We pay 80%, you pay 20% |
We pay 100% |
| $25 Doctor Office Copay (unlimited) |
No Copay (subject to coinsurance and deductible) |
| $1000 |
$5,000 |
| $2,500 (includes deductible and 20% coinsurance to limit) |
$5,000 (deductible is out-of-pocket maximum) |
| $6,720 |
$3,016 |
| $1,000 for deductibles, $100 for coinsurance, $550 for other non-covered medical expenses |
$1,500 for medical expenses and $550 for dental/eyewear expenses |
| Total: $1,650 |
Total: $2,050 |
| $0 |
$574
And, you may still have money in your HSA account depending on how much you deposit |
| $8,370 |
$4,492
With our HSA, you still have money in your account. |
*Health insurance premiums vary substantially based on age, geographic location and other variables. Federal tax savings calculations assume that contributions are deductable from federal taxes.
With HSAs, you can pay for your health care expenses wisely.
Advantages:
- "Tax-advantaged" dollars - the smartest way to pay for your medical expenses1.
- The money's always yours - since your balance rolls over each year, "use it or lose it" doesn't apply.
You'll have easy access to your account - all online. We took your concerns seriously when developing your HSA program. Assurant Health is the only organization that:
- Set up your health plan and HSA all on one site ý so you don't have to go back and forth between screens to make sense of things.
- Offers you seven different fund families - so you can grow your funds.
- Provides three options for waiving the small monthly fee.
Contact us and we can help you choose an affordable health insurance plan that is right just for you.
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